A real time check is in fact an unsolicited loan provide. Most commonly it is delivered within the mail, and you are bound by its loan terms, which may include high interest rates for multiple years if you cash or deposit the check. Before cashing or depositing a check that is live factors to consider you recognize the terms, and look around for any other loan choices to read whenever you can discover a far better price.
Perhaps you have exposed their mail and discovered a unforeseen check?